Amazon推出付款機制：FPS

在Techcrunch看到Amazon推出了線上付款機制，還在Beta版，給特定合作的merchant測試中

Amazon自己的介紹與說明：Amazon Flexible Payments Service (Amazon FPS) - Limited Beta

FPS功能：

• Send and receive money using credit card, bank account or Amazon Payments balance transfer as payment methods.


• Create "Payment Instructions" to define conditions and constraints desired for a given transaction, and programmatically obtain payment authorizations or "tokens" that represent these Payment Instructions from customers.


• Execute one-time, multiple, or recurring payments on behalf of customers.
  Aggregate micro-transactions into a single larger transaction using Prepaid and Postpaid capabilities.


• Build payment applications where you are neither the sender nor the recipient of funds. You can build marketplace applications that enable the movement of money between two third parties.


• View account balances, transaction histories, and transaction details on the Amazon Payments web site.


• Utilize the Amazon FPS sandbox to build and test applications without using real money or incurring any transaction charges.

另外，FPS的費用：
For payments over $10, Amazon will charge 2.9% + $0.30. This matches PayPal but is higher than Google, which is eating fees to gain market share (Google charges 2% + $0.20).

iThome也有報導：Amazon開始測試線上付款機制

FPS有Amazon廣大user為base，串接FPS的話，這些user可以很easy的到該網站消費付款，因為只要有Amazon的account就可以用了；也方便user管理自己的帳戶！

FPS的手續費基本上來說比PayPal更有優勢的是，沒有限制最低的%數，Amazon推出此付款機制，應該會對PayPel造成不少衝擊！